Should You Finance a Roof?

February 1, 2019

Every home needs a roof, and it’s not uncommon for homeowners to experience roofing problems at the times they least expect it. Maybe there’s a sudden water leak in your home. Or maybe a tree fell during yesterday’s storm and caused some major damage. In these cases, even waiting a few days or weeks to get your roof fixed is not an option. In fact, letting too much time pass when you are in need of major roof repair can end up causing even more damage. This will ultimately cost you more money to get it fixed.

While being able to pay for a roof replacement or roof repair in full is ideal for most homeowners, having to unexpectedly do so is not necessarily in everyone’s budget. The good news is that there are many roofing companies that offer financing options.

Budgeting For New Roof Financing

Many roofing companies that finance want to help homeowners work within their realistic budget. Before you consider financing, assess what your current budget is for a new roof. Your roofing contractor can then work with you to find the right materials that will fulfill your roofing needs while staying within your budget. Once we’ve determined the materials and cost of your roofing project, we can then move to financing options.

Roof Financing That Makes Sense

Consider what your best options are; there will always be a few choices when it comes to new roof financing or financing a roof repair. If your roofing issues are not urgent, spend some time saving up for a repair. But if the cost of financing your roof will be less than letting your roof sit and suffer more damage, then that is likely the smartest decision to make. Always look at interest rates carefully; if those rates are going to be through the roof, then you might want to look at other options elsewhere.

Paying for the roof that will protect your home should never be a burden. That’s why IBEX Roofing is here to help you explore your options. We can help assess any damages on your roof and advise the best course of action. We also give our costs up front so you don’t have to worry about additional surprises. Give us a call today; we’ll get you an estimate on your next roof replacement or repair and we will also be happy to go over a financing plan that will work for you.

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